Despite all of the measures currently in place to prevent
vehicle theft, the FBI says that a vehicle is stolen in the United
States every 43 seconds.
As a car owner, there is a 1 in 186 chance that your car could be
stolen. If it happens to you, there are a number of items to gather to
ensure that nothing is left out when it comes to reporting the incident.
First, before you panic and call the cops, call the local car impound
lot or lots. This is in case it was already found and then impounded.
Also, perhaps the car was improperly parked, and towed to the lot. It’s a
good idea to check the impound lots to ensure the car is stolen.
Second, find and organize the vehicle’s identifying information. That
includes the VIN number, make, model, year, color and license plate
numbers. This is all important information that will be needed for a
police report. This information is vital and will help paint a picture
of your car to the police. Also, be sure to tell them of any identifying
marks or distinguishing features of your car. An actual picture of your
car will help too. Call the police and use all the information you
gathered above to file a police report. Filing the report is an
important part of the next steps as well, as your insurance and (if
needed) financial institution will need copies of the report.
Third, after filing the report, get your insurance information and
give your provider a call. Insurance will also want to know where any
extra keys are, and the names of anyone who has access to your car.
Additionally, take note of anything that was stored in your car like
CD’s, laptops, jumper cables and tools. Some insurance companies will
fully or partially reimburse valuables lost in a stolen car.
Finally if there is still money owed on the car, get the financing, or leasing company’s contact information.
Both the insurance and finance/leasing companies will want to get the
police report before they approve or decline a claim, so ensure that
the report step was properly completed, and that you have copies and all
relevant information.
All that’s left to do is sit tight and wait for the police to do
their job. If you do find your car, report it, rather than risk a
confrontation with the thief.
Worried about your car getting stolen? There are a few stats that
point out that general driving and parking habits affect your car’s
chances of being stolen.
According to Coloradans Against Auto Theft
(lockdownyourcar.org), half of all thefts happen with the keys still in
the car. The organization also recommends not leaving your car on while
running quick errands, and to not park in dimly lit parking lots.
Preventing theft is hard, but not with the right equipment. Vehicle
immobilizers and third-party anti-theft alarms will all help you out,
since of all car thefts, 42% aren’t recovered and only 13% of recovered
cars result in arrests. It might sound like a dire situation, but if the
tips above are followed, the odds of seeing your vehicle again increase
significantly.
Source : http://www.autoguide.com/auto-news/2012/08/what-to-do-if-your-car-has-been-stolen.html
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